DEBTORS INSURANCE
Protect your cash flow from bad debts, slow payers and customer insolvency.
PSC Trade Credit Risk has extensive experience in trade credit insurance. Our team of specialist brokers provides professional guidance, recommending policies based on a thorough analysis of your business operations. Over the years, we’ve helped numerous businesses manage and mitigate credit risks effectively.
We take a personal approach with every client, delivering bespoke trade credit insurance solutions and sound risk management advice to businesses across Australia.
Trade credit insurance protects one of your business’s most valuable assets: your Debtors Ledger allowing you to trade with confidence. It covers the risk of non-payment due to insolvency, protracted default, or political events. Policies can also include protection against fraudulent orders, late payments, and currency fluctuations.
At PSC Trade Credit Risk, we tailor solutions to meet the unique needs of your business.
The PSC Difference
Practical guidance, real advocacy, better outcomes
We have the size and scale to help you
HOW WE HELP YOU
Trade Credit Risk Services
Credit Risk Solutions
We can provide your business with a credit limit opinion service, alerts and ongoing monitoring of debtors for adverse information.
Credit Insurance (Domestic and Export)
We can safeguard your cash flow by covering your trade with customers, which can help with receiving payments even if they cannot pay or become insolvent.
Debtor Monitoring
Ongoing monitoring of your key customers’ credit positions, giving you early warning of potential issues so you can act before bad debts arise.
Credit Application Reviews
We review your credit application processes and terms to strengthen your onboarding, reduce exposure to high-risk customers, and support more informed trading decisions.
BRANCH MANAGER
Kelsey Spencer
Kelsey Spencer is the Victorian Branch Manager and Senior Credit Insurance Specialist at PSC Trade Credit Risk, with 10+ years’ experience in trade credit insurance and credit risk management. She works closely with businesses to protect cash flow, strengthen working capital and support sustainable growth.
Kelsey specialises in structuring tailored trade credit programs across a broad range of industries, including construction, food, transport, manufacturing and retail. Her capability extends beyond policy placement to credit risk solutions, collections support, claims, PPSR registrations and bonds. Kelsey is passionate about helping clients avoid losses and expand trade with confidence, ensuring solutions align with their debtor portfolios, growth plans and commercial risk exposures.
our team
Your Specialist Team
At PSC Trade Credit Risk you’re dealing with real people, not websites or call centres.
We have an easy online system and communicate directly with you and your credit department in relation to all credit aspects.
Kieran McNamara
Senior Account Executive
Catherine McColl
Senior Brokers Assistant
Our Partners
Speak with an adviser
Complete and submit the request form and we will be in contact within 24 business hours to discuss your needs further.
