PSC Insurance Brokers (Sydney)

PSC Insurance Brokers offer cover for commercial, civil and mechanical construction. We can cover a range of construction projects from operators building high-rises or factories to businesses that specialise in land subdivision, as well as civil or mechanical installations, public utilities and other large infrastructure projects. We offer insurance coverage and risk management advice to construction businesses of all types and sizes. Contractors all risk insurance cover can protect businesses from consequential loss, damage to plant, machinery & tools, or damage to goods & materials in transit. We can also source cover for commissioning and testing as required for mechanical or civil construction. In addition, we can source covers that incorporate any rectification work that has to be undertaken by the business during their defects period. 

Sub-contractor risk is another major issue for the construction industry. PSC Insurance brokers can source the right covers to protect sub-contractors and can also assist businesses in finding risk management solutions for their sub-contractor exposures.

Effectively protecting businesses in this highly regulated landscape means ensuring that their insurance provides the right covers and responses to fulfil regulatory requirements. At PSC Insurance Brokers, we help our clients navigate this. We can assist with contract reviews to ensure their contractual obligations to head contractors are fair. In addition, we can ensure the insurance policy fulfils these obligations wherever possible.

PSC Insurance Brokers specialises in providing insurance and risk management advice for financial planners, life insurance brokers and those providing tax financial advice.  Sourcing from local and international markets to deliver great outcomes for our clients, our specialists can recommend appropriate professional indemnity insurance, cyber insurance and ancillary products.   In addition, we have the internal capability to provide advice on regulatory changes and ensure our clients’ policies remain ASIC RG 126 compliant.

PSC Insurance Brokers specialises in Professional Lines Insurance for all types of financial institutions, offering Professional Indemnity Insurance, Directors & Officers Insurance, Crime Insurance & Cyber Insurance. We work with a wide range of clients across the financial services sector, from fund managers, to stock-brokers, corporate advisors, foreign exchange dealers, property trusts, venture capital/private equity managers, and bank or other lending institutions. At PSC Insurance Brokers, we apply our extensive knowledge and experience in this complex area of insurance to protect businesses across the sector.

PSC Insurance Brokers specialise in SME insurance. We protect these types of businesses by really getting to know them to the extent that we are a part of their business. We create one to one relationships with the owner of the business, ensuring good communication throughout the duration of the relationship. As we are locals of the communities we service, we are often customers of the businesses we service. . As such, the relationships are genuine, and both parties have an invested interest in achieving the best outcome.

We truly care about the survival and success of our SME business clients and feel privileged that we are in a position to help them. We love learning about our clients’ businesses and combine that knowledge with an understanding of the insurance markets and products to find economical insurance solutions. As insurance specialists, we are able to look beyond traditional policy structures to secure better outcomes. For example, we may break down a policy and place different sections with different insurers to maximise premium reductions. We also have intimate knowledge of policy wordings and know how to cover the idiosyncrasies to find solutions that are not only the most economical, but also offer great protection.

At PSC Insurance Brokers, we specialise in professional lines insurance for all types of professional businesses.  Some of the covers that we can source for businesses in this sector include Professional Indemnity Insurance, Directors & Officers Insurance, Crime Insurance, Information Technology Liability Insurance, Investment Management Insurance & Cyber Insurance. We have extensive experience working with businesses in this sector, with our clients ranging from sole traders to ASX listed companies.

Worldwide Sports Insurance (WWSI) is Australia’s leading Sports and Leisure Insurance Broker, and a division of the wider PSC Insurance Group. WWSI specialises in providing insurance solutions to the sport and leisure market, insurance sports clubs, sports people, associations and national sporting organisations, as well as a wide variety of leisure businesses. PSC Insurance Brokers has access to the wealth of experience of the WWSI team and can source a range of solutions to fulfil your insurance needs, including Personal Accident Cover, Professional Indemnity / Management Liability Insurance, Property Insurance, Equipment cover, Business Interruption Insurance, and Corporate Travel Insurance. In addition to sourcing insurance cover, we can apply our comprehensive experience in working within this niche market to offer unrivalled risk management advice.

PSC Insurance Brokers recognise the unique risks faced by businesses in the manufacturing industry. With a deep understanding of the sector and Australian consumer laws, including the Chain of Responsibility Legislation, we are well-equipped to provide manufacturing insurance solutions for a wide range of manufacturing businesses. Whether our clients are involved in food production, clothing manufacturing, automotive products, electrical components, furniture, medicines, chemicals, or recycled goods, we leverage our years of experience to source comprehensive coverage.

Our focus is on protecting manufacturing clients from various risks associated with their products, ensuring efficacy and suitability for use while also addressing advisory components to customers. Additionally, we offer coverage for practical day-to-day risks, including supply chain management, property protection, and potential risks to trade in the event of business interruption.

Our specialised coverage options include Product Recall Insurance, Product Errors & Omissions Insurance, Faulty Workmanship Insurance, and Suppliers & Customers Extensions Insurance, to safeguard manufacturing businesses against a wide range of potential liabilities and disruptions.

PSC Insurance Brokers and PSC Workers Compensation Services closely collaborate to provide labour hire insurance solutions that effectively reduce risks and exposures, leading to more cost-effective insurance premiums. With a deep understanding of the labour hire industry, we have established strong relationships with distinctive insurers, enabling us to secure the most appropriate outcomes for your business.

For Placement & Labour Hire companies, navigating work health safety challenges can be daunting, particularly when determining liability boundaries between the company and host employers. Our team recognises the regulatory framework and legal requirements in place, ensuring that you have a comprehensive Safety Management System & Plan. We assist you in conducting thorough risk analyses for tasks performed by your employees and implementing mechanisms for reporting risks promptly. By combining liability coverage with our workers compensation solution, PSC Insurance Brokers delivers comprehensive insurance coverage that mitigates risks and protects your labour hire business.