Sourcing Your Insurance Through Us Couldn’t Be Simpler

Business credit & debtors insurance services to give you peace of mind

PSC Trade Credit Risk has extensive experience in this particular class of insurance. Our experienced team of insurance brokers offer professional guidance and suggest policies through a thorough analysis of your business operations. Over the years, we have assisted numerous businesses in various facets of trade credit insurance. 

Trade Credit insurance provides the necessary tools for your business to trade confidently through protecting your Debtors Ledger – one of your business’s most significant assets. Trade Credit Insurance is an effective risk management tool, covering the risk of non-payment due to insolvency, protracted default, or political risks. It can also provide coverage for other risks such as fraudulent orders, late payments, and currency fluctuations. At PSC Trade Credit Risk, we can tailor the policy to meet the specific needs of your business.

We make it personal for every client that we work with, providing Trade Credit insurance solutions and sound risk management advice to businesses across Australia.

Credit Insurance
(Domestic and Export)

PSC Trade Credit Risk provides protection to businesses for buyer default, covering all invoices for a given insurance period. We can help businesses of all sizes to manage both domestic and international trade risks. Having credit insurance in place can also help our clients secure financing and working capital from banks, explore new markets with confidence, and attract customers with favourable credit terms.

Trade credit insurance can safeguard your cash flow by covering your trade with customers, ensuring you receive payment even if they cannot pay or become insolvent. As with any type of insurance, credit insurance should be tailored to your unique requirements. At PSC Trade Credit Insurance, we consider the size of your credit portfolio, the risk associated with your customers, and market location to curate the most appropriate insurance solutions for your requirements.

Credit Risk Solutions

In addition to providing trade credit insurance, we offer a range of additional services to our clients in this sector. Our Credit Risk Solutions Package provides your business with a credit limit opinion service, alerts and ongoing monitoring of debtors for adverse information. Having a third party investigate your accounts allows our clients to trade with confidence knowing they have protection in place against a bad debt.

We also offer our clients access to a range of value-add services Including collections, premium funding, access to our network partners, industry knowledge, claims expertise, flexible payment options, training and compliance.

Sharon Brewer

Managing Principal

Sharon originally founded Trade Credit Risk, now known as PSC Trade Credit Risk, in 2011 to address a gap she saw in the Australian market. Her vision was to create a business offering a truly personalised service in the Credit Insurance broking space. With over 35 years’ experience in Credit Insurance, Sharon has held various roles with Insurers and Specialist Brokers, driven by a passion to succeed.

“The success of PSC Trade Credit Risk comes from an amazing team who have the same enthusiasm and dedication to our clients as I have. The staff at PSC Trade Credit Risk strive to be the trade credit risk leader and aspire to be the benchmark for quality in the industry.”

11/857 Doncaster Road,
Doncaster East VIC 3109

(03) 9842 0986

[email protected]

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PSC Trade Credit Risk – a specialist PSC Insurance Brokers Division

PSC Trade Credit Risk (PSC TCR) is a boutique specialist credit insurance broker in the Australian marketplace.

Visit PSC Trade Credit Risk

Protecting Your Local Business with Our Global Experience

PSC Trade Credit Risk provides trusted insurance advice and risk management strategies to keep your business protected.

When you work with us, you work alongside a group of diverse and driven brokers. Our team spans from competent and ambitious newcomers who bring with them fiery dedication, to those with a great deal of experience and unrivalled industry knowledge. What brings us together is our commitment to providing the highest quality service to each of our clients, and our shared passion for insurance.

We go beyond providing surface-level insurance advice. Our clients are at the centre of everything we do, and we act as a dependable business advisor they can rely on. Each day, your business, assets and people are exposed to a wide range of risks. We make it our mission to keep these aspects of your business protected, so even when challenges arise, you can continue to focus on doing what you do best.

Our brokers do this by taking the time to understand all the facets of your business, which means they can find the most suitable insurance program. We also leverage these insights, including your business journey and staff employed, to suggest ways to future-proof your business with risk management strategies.

We Make it Personal

At PSC Trade Credit Risk, we go the extra mile to add real value for our clients. Their business is their livelihood, and as their broker, we truly care about helping them protect everything they have worked so hard to build.

We recognise the total cost of risk varies between businesses, and our brokers work to understand your specific circumstances. With this knowledge, we develop tailored strategies for best protecting your business.

When you choose to source your cover through PSC Trade Credit Risk, you choose a full-service approach to insurance and risk management. With this comes the assurance that your business is in capable hands.

We know that things can go wrong at any time, which is why our services do not stop at matching you with insurance cover. Even when it occurs outside of work hours, our team are always available to provide the quality service our clients know and love – when they need it the most.

We pride ourselves in developing long lasting relationships with clients. As their business grows and their risks change, we are by their side to continue to provide trusted and current risk management advice. Most importantly, if at any point you need to make a claim, we negotiate with the insurer on your behalf, so you can get back to business sooner.


We have local knowledge coupled with a national network of risk management specialists and access to insurance policies to match your requirements.


Our Risk Management Solutions

Risks come hand-in-hand with running a business. The business landscape can be unpredictable, volatile and complex. If you want to future-proof your company, managing, minimising and mitigating risk is imperative. At PSC Trade Credit Risk, we help you do just that, and provide the specialist advice needed to help keep your business protected.

We practice a holistic approach to risk management, considering all facets of your business and recommending the most appropriate proactive and practical ways to keep you protected. This is formally achieved through the creation of a risk management plan, which is used to establish clear procedures for identifying and avoiding potential threats, minimising the impact of unwanted events if they do occur, and coping with the outcomes.

Having this in place gives businesses the confidence that they can continue to move forward, set new goals and progress in their industry without their income and assets being at risk.

We Add Value to Your Business

We use our knowledge of your unique needs to source the most appropriate cover for your business. As established specialists in the field and a part of the wider PSC Insurance Group, we leverage our access to policies and industry connections to secure your business competitively priced cover.

If your business faces more unusual risks, which can be difficult to place, we can use our global networks to achieve what may otherwise be unattainable outcomes.