PSC Insurance Brokers (Melbourne)

PSC Insurance Brokers has a long-term commitment to the civil construction industry and is a National Sponsor of the Civil Contractors Federation. We have developed relationships with key industry stakeholders across the country and we pride ourselves on providing coverage specifically designed for the civil construction industry. 

PSC Insurance Brokers has a specialised focus on businesses across this essential industry and can provide cover for a range of occupation and activity types; from grading roads to building bridges, ports & railways. We can source cover and provide risk management and workers compensation advice for businesses across the entire civil construction sector. Whether you are an individual contractor or have numerous employees working in major​​ constructions, repairs or land preparation, our team have the knowledge and experience to help protect your business. 

Our teams have a wealth of experience in placing insurance coverage for occupations related to civil construction, with specialist insurance products to cover asset management, project management & people management, as well as other liabilities in this sector. 

PSC Insurance Brokers specialises in providing insurance and risk management advice for financial planners, life insurance brokers and those providing tax financial advice.  Sourcing from local and international markets to deliver great outcomes for our clients, our specialists can recommend appropriate professional indemnity insurance, cyber insurance and ancillary products.   In addition, we have the internal capability to provide advice on regulatory changes and ensure our clients’ policies remain ASIC RG 126 compliant.

At PSC Insurance Brokers, we are passionate about protecting Fintech businesses through applying the experience of our specialist teams and our understanding of key risks and insights within the sector. Our teams possess the technical ability and vast experience to source specific covers for the FinTech and Cyber/Technology space, and we are able to approach risk transfer differently to our peers.   

With the innovative nature of FinTechs, the breadth of services offered, and the shifting regulatory environment impacting the sector, it is vital that Fintech businesses have a specialist partner that understands the intricacies of their insurance policies to ensure they are adequately covered. At PSC Insurance Brokers, our Fintech Insurance specialists can help businesses in the sector navigate this tricky insurance market to find the most suitable and cost-effective global insurance program.

Corporate clients make up a large portion of PSC Insurance Brokers’ clients. With extremely complex and diverse risks, this type of client will typically require a needs-based solution, rather than an off the shelf product offering, which many larger insurance broking companies cannot offer.  At PSC Insurance Brokers, we understand the importance of collective buy in from all stakeholders in the company.  We offer a consultative approach where we work closely with key stakeholders in the clients business. This allows us to develop a close working partnership, giving stakeholders the opportunity to participate in and contribute to the insurance decisions to maximise the benefits we provide. We strive to always deliver on our promises, and add value to the mid-corporate businesses we work with through sourcing appropriate insurance covers and providing holistic risk management advice and strategies.

At PSC Insurance Brokers, we understand the risks associated with the manufacturing industry and the importance of complying with Australian consumer laws, including the Chain of Responsibility Legislation. PSC Insurance Brokers apply our years of hands-on experience to source cover for a diverse range of thousands of manufacturing businesses, whether they are producing food, clothing, automotive products, electrical components, furniture, medicines, chemicals, or recycled goods.

We ensure our manufacturing clients are protected from risks associated with product efficacy and suitability of use, as well as the advisory component to customers. We also ensure the practical day to day risks are covered with respect to supply chain management, property, and the potential risks to trade in the event of business interruption.

Our team apply our understanding of the manufacturing sector, as well as our in-depth knowledge of the insurance market to provide comprehensive risk advice. Some of the key covers we provide in this sector include Product Recall Insurance, Product Errors & Omissions Insurance, Faulty Workmanship Insurance, and Suppliers & Customers Extensions Insurance.

PSC Insurance Brokers specialise in SME insurance. We protect these types of businesses by really getting to know them to the extent that we are a part of their business. We create one to one relationships with the owner of the business, ensuring good communication throughout the duration of the relationship. As we are locals of the communities we service, we are often customers of the businesses we service. . As such, the relationships are genuine, and both parties have an invested interest in achieving the best outcome.

We truly care about the survival and success of our SME business clients and feel privileged that we are in a position to help them. We love learning about our clients’ businesses and combine that knowledge with an understanding of the insurance markets and products to find economical insurance solutions. As insurance specialists, we are able to look beyond traditional policy structures to secure better outcomes. For example, we may break down a policy and place different sections with different insurers to maximise premium reductions. We also have intimate knowledge of policy wordings and know how to cover the idiosyncrasies to find solutions that are not only the most economical, but also offer great protection.