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Corporate & Specialty Insurance Advisory for Complex Risk

Specialist insurance advice for organisations facing complex risk, material exposure and heightened scrutiny.

How we help you protect your business

Some insurance decisions carry consequences that extend well beyond the policy.

PSC Corporate and Specialty is appointed when insurance decisions carry financial, operational and reputational consequence.

We advise boards and executive teams on the structure, adequacy and resilience of insurance programs where those consequences are material. Mandates typically arise from complexity, change or scrutiny rather than routine renewal activity.

Our approach is front-loaded. We apply clear commercial judgement and structured risk analysis before engaging the market, supporting disciplined execution and targeted insurer engagement.

Our role is to bring clarity before decisions are made, not after the market responds.

We typically advise

  • Growth‑stage and privately‑owned businesses experiencing increasing governance and stakeholder scrutiny
  • ASX‑listed organisations and listed subsidiaries
  • Private‑equity backed and acquisitive businesses
  • Organisations with complex programs, layered structures or material claims exposure

WHAT WE DO

What we advise on

Our advice is sought where insurance decisions require independent judgement and a clear position.

This commonly includes:

  • Reviewing or resetting complex insurance programs where legacy design, growth or change has increased risk
  • Advising executive teams and boards on coverage adequacy, structure and insurer exposure
  • Supporting acquisitions, divestments or capital events where insurance arrangements are material
  • Responding to claims, near‑misses or emerging risks that prompt reassessment of program resilience

These engagements typically sit outside routine renewal activity and require senior‑led advice.

Discuss your current arrangements
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Areas of specialist focus


Our work is concentrated in areas where insurance structure, capital and governance intersect.

Financial lines
D&O, professional indemnity, management liability and cyber risk.

Property and casualty
Complex property, liability and business interruption programs, including structured placements.

Transactional risk
Insurance advice aligned to acquisitions, divestments and capital events, including warranty and indemnity cover.

Discuss a specific requirement
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Claims and consequence

Insurance programs are tested through claims.

Where outcomes are material, claims require a clear position and consistent execution.

Our role is to ensure the intent of the program is reflected in the outcome achieved.

Claims are managed locally with dedicated specialists, supported by senior involvement where matters are complex or contested.

Ensure your program will perform when it matters
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our team

Corporate and Specialty Leadership Team

Senior advisers with experience across complex corporate risk, supporting boards and executive teams in high‑consequence environments.

Chris Nitchov

Chris Nitchov

Head of Corporate & Specialty

Rhys James

Rhys James

Principal

Gareth Downie

Gareth Downie

Principal

David Withers

David Withers

Principal

The PSC Difference

Practical guidance, real advocacy, better outcomes

We have the size and scale to help you

Confidential discussions with senior advisers are available.

Engage with PSC Corporate and Specialty to discuss your current arrangements, upcoming tender process or program review.