PSC Insurance Brokers Adelaide

PSC Insurance Brokers offer cover for commercial, civil and mechanical construction. We can cover a range of construction projects from operators building high-rises or factories to businesses that specialise in land subdivision, as well as civil or mechanical installations, public utilities and other large infrastructure projects. We offer insurance coverage and risk management advice to construction businesses of all types and sizes.

Contractors all risk insurance cover can protect businesses from consequential loss, damage to plant, machinery & tools, or damage to goods & materials in transit. We can also source cover for commissioning and testing as required for mechanical or civil construction. In addition, we can source covers that incorporate any rectification work that has to be undertaken by the business during their defects period.

Sub-contractor risk is another major issue for the construction industry. PSC Insurance brokers can source the right covers to protect sub-contractors and can also assist businesses in finding risk management solutions for their sub-contractor exposures.

Effectively protecting businesses in this highly regulated landscape means ensuring that their insurance provides the right covers and responses to fulfil regulatory requirements. At PSC Insurance Brokers, we help our clients navigate this. We can assist with contract reviews to ensure their contractual obligations to head contractors are fair. In addition, we can ensure the insurance policy fulfils these obligations wherever possible.

PSC Insurance Brokers specialize in Commercial Property Owners Insurance with experience in insuring a range of building types, from small, one-off retail buildings through to large multi tenancy buildings with high-hazard risks.

We take the time to work closely with clients in this space in order to understand the unique risks to their location so that we can advise on appropriate risk management strategies to make the risk as attractive to insurers as possible. We are specialists in medium to high grade hazards and use our vast experience in both risk management and insurance placement to identify the appropriate markets to approach.

We can also help our clients navigate the most beneficial ways to set Loss of Rent Figure & Indemnity Periods.

Corporate clients make up a large portion of PSC Insurance Brokers’ clients. With extremely complex and diverse risks, this type of client will typically require a needs-based solution, rather than an off the shelf product offering, which many larger insurance broking companies cannot offer. 

At PSC Insurance Brokers, we understand the importance of collective buy in from all stakeholders in the company.  We offer a consultative approach where we work closely with key stakeholders in the clients business. This allows us to develop a close working partnership, giving stakeholders the opportunity to participate in and contribute to the insurance decisions to maximise the benefits we provide.

We strive to always deliver on our promises, and add value to the mid-corporate businesses we work with through sourcing appropriate insurance covers and providing holistic risk management advice and strategies.

PSC Insurance Brokers specialise in SME insurance. We protect these types of businesses by really getting to know them to the extent that we are a part of their business. We create one to one relationships with the owner of the business, ensuring good communication throughout the duration of the relationship. As we are locals of the communities we service, we are often customers of the businesses we service. . As such, the relationships are genuine, and both parties have an invested interest in achieving the best outcome.

We truly care about the survival and success of our SME business clients and feel privileged that we are in a position to help them. We love learning about our clients’ businesses and combine that knowledge with an understanding of the insurance markets and products to find economical insurance solutions. As insurance specialists, we are able to look beyond traditional policy structures to secure better outcomes. For example, we may break down a policy and place different sections with different insurers to maximise premium reductions. We also have intimate knowledge of policy wordings and know how to cover the idiosyncrasies to find solutions that are not only the most economical, but also offer great protection.