Sourcing Your Insurance Through Us Couldn’t Be Simpler

Insurance Brokers in Adelaide

The PSC Adelaide office is based in the heart of Adelaide, which gives the team the opportunity to provide great service to local South Australian businesses. PSC Insurance Brokers Adelaide services a range of businesses across industries, specialising in construction, health, and property development.

At PSC Insurance Brokers Adelaide, we aim to deliver corporate service on a personal basis. We never shy away from the seriousness and importance of insurance but instead strive to demystify it in the eyes of the client. It is important to us that we work closely with clients to understand their business and develop a strong personal relationship with them so that we can deliver personalised service..

Our clients are at the heart of everything we do. We do not simply provide insurance advice, but rather act as a trusted business advisor to our clients, helping to protect their business, assets and people from the wide range of risks they could encounter.

Insurance Specialisations

PSC Insurance Brokers specialise in providing risk advice and sourcing insurance cover for a broad range of SME businesses, large family-owned businesses and growing corporate organisations. We have the experience and passion to understand the unique risks that can impact your business and source the right cover for your situation. Our team have additional experience in:

Commercial & Infrastructure Construction

PSC Insurance Brokers offer cover for commercial, civil and mechanical construction. We can cover a range of construction projects from operators building high-rises or factories to businesses that specialise in land subdivision, as well as civil or mechanical installations, public utilities and other large infrastructure projects. We offer insurance coverage and risk management advice to construction businesses of all types and sizes.

Contractors all risk insurance cover can protect businesses from consequential loss, damage to plant, machinery & tools, or damage to goods & materials in transit. We can also source cover for commissioning and testing as required for mechanical or civil construction. In addition, we can source covers that incorporate any rectification work that has to be undertaken by the business during their defects period.

Sub-contractor risk is another major issue for the construction industry. PSC Insurance brokers can source the right covers to protect sub-contractors and can also assist businesses in finding risk management solutions for their sub-contractor exposures.

Effectively protecting businesses in this highly regulated landscape means ensuring that their insurance provides the right covers and responses to fulfil regulatory requirements. At PSC Insurance Brokers, we help our clients navigate this. We can assist with contract reviews to ensure their contractual obligations to head contractors are fair. In addition, we can ensure the insurance policy fulfils these obligations wherever possible.

Property Owners Insurance

PSC Insurance Brokers specialize in Commercial Property Owners Insurance with experience in insuring a range of building types, from small, one-off retail buildings through to large multi tenancy buildings with high-hazard risks.

We take the time to work closely with clients in this space in order to understand the unique risks to their location so that we can advise on appropriate risk management strategies to make the risk as attractive to insurers as possible. We are specialists in medium to high grade hazards and use our vast experience in both risk management and insurance placement to identify the appropriate markets to approach.

We can also help our clients navigate the most beneficial ways to set Loss of Rent Figure & Indemnity Periods.

Insurance for
Corporate Businesses

Corporate clients make up a large portion of PSC Insurance Brokers’ clients. With extremely complex and diverse risks, this type of client will typically require a needs-based solution, rather than an off the shelf product offering, which many larger insurance broking companies cannot offer. 

At PSC Insurance Brokers, we understand the importance of collective buy in from all stakeholders in the company.  We offer a consultative approach where we work closely with key stakeholders in the clients business. This allows us to develop a close working partnership, giving stakeholders the opportunity to participate in and contribute to the insurance decisions to maximise the benefits we provide.

We strive to always deliver on our promises, and add value to the mid-corporate businesses we work with through sourcing appropriate insurance covers and providing holistic risk management advice and strategies.

SME Insurance

PSC Insurance Brokers specialise in SME insurance. We protect these types of businesses by really getting to know them to the extent that we are a part of their business. We create one to one relationships with the owner of the business, ensuring good communication throughout the duration of the relationship. As we are locals of the communities we service, we are often customers of the businesses we service. . As such, the relationships are genuine, and both parties have an invested interest in achieving the best outcome.

We truly care about the survival and success of our SME business clients and feel privileged that we are in a position to help them. We love learning about our clients’ businesses and combine that knowledge with an understanding of the insurance markets and products to find economical insurance solutions. As insurance specialists, we are able to look beyond traditional policy structures to secure better outcomes. For example, we may break down a policy and place different sections with different insurers to maximise premium reductions. We also have intimate knowledge of policy wordings and know how to cover the idiosyncrasies to find solutions that are not only the most economical, but also offer great protection.

Kellie Smith

Managing Principal

“I focus not only on providing quality products for competitive premiums but I personally take responsibility for the insurance needs of my clients, and will strive to provide exceptional service.”

Kellie Smith has worked in the insurance industry since 1994, with the majority of this time being spent at a national privately owned brokerage. During her long-standing insurance career, Kellie has held roles including Senior Broker, Manager and Director. Kellie has worked extensively across the insurance industry, with vast experience in a wide variety of insurance products specialising in ISR, Commercial Motor Fleets, and Professional Lines. Kellie brings this wealth of experience to her current role as Branch Manager and Senior Broker at PSC Insurance Brokers Adelaide.

With extensive industry knowledge, Kellie specialises in the technical interpretation and application of insurance covers. Kellie focuses on building strong relationships with her clients providing them with a consistently high level of service that adds value to their business. Kellie enjoys mentoring and leading the Adelaide team, having great satisfaction from empowering the team and helping with their development to the benefit of all clients at PSC Insurance Brokers Adelaide.

Level 1, 267 Melbourne Street
North Adelaide, SA 5006

(08) 8418 3900

[email protected]

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Protecting Your Local Business with Our Global Experience

PSC Insurance Brokers Adelaide provides trusted insurance advice and risk management strategies to keep your business protected.

When you work with us, you work alongside a group of diverse and driven brokers. Our team spans from competent and ambitious newcomers who bring with them fiery dedication, to those with a great deal of experience and unrivalled industry knowledge. What brings us together is our commitment to providing the highest quality service to each of our clients, and our shared passion for insurance.

We go beyond providing surface-level insurance advice. Our clients are at the centre of everything we do, and we act as a dependable business advisor they can rely on. Each day, your business, assets and people are exposed to a wide range of risks. We make it our mission to keep these aspects of your business protected, so even when challenges arise, you can continue to focus on doing what you do best.

Our brokers do this by taking the time to understand all the facets of your business, which means they can find the most suitable insurance program. We also leverage these insights, including your business journey and staff employed, to suggest ways to future-proof your business with risk management strategies.

We Make it Personal

At PSC Insurance Brokers Adelaide, we go the extra mile to add real value for our clients. Their business is their livelihood, and as their broker, we truly care about helping them protect everything they have worked so hard to build.

We recognise the total cost of risk varies between businesses, and our brokers work to understand your specific circumstances. With this knowledge, we develop tailored strategies for best protecting your business.

When you choose to source your cover through PSC Insurance Brokers Adelaide, you choose a full-service approach to insurance and risk management. With this comes the assurance that your business is in capable hands.

We know that things can go wrong at any time, which is why our services do not stop at matching you with insurance cover. Even when it occurs outside of work hours, our team are always available to provide the quality service our clients know and love – when they need it the most.

We pride ourselves in developing long lasting relationships with clients. As their business grows and their risks change, we are by their side to continue to provide trusted and current risk management advice. Most importantly, if at any point you need to make a claim, we negotiate with the insurer on your behalf, so you can get back to business sooner.


We have local knowledge coupled with a national network of risk management specialists and access to insurance policies to match your requirements.


Our Risk Management Solutions

Risks come hand-in-hand with running a business. The business landscape can be unpredictable, volatile and complex. If you want to future-proof your company, managing, minimising and mitigating risk is imperative. At PSC Insurance Brokers Adelaide, we help you do just that, and provide the specialist advice needed to help keep your business protected.

We practice a holistic approach to risk management, considering all facets of your business and recommending the most appropriate proactive and practical ways to keep you protected. This is formally achieved through the creation of a risk management plan, which is used to establish clear procedures for identifying and avoiding potential threats, minimising the impact of unwanted events if they do occur, and coping with the outcomes.

Having this in place gives businesses the confidence that they can continue to move forward, set new goals and progress in their industry without their income and assets being at risk.

We Add Value to Your Business

We use our knowledge of your unique needs to source the most appropriate cover for your business. As established specialists in the field and a part of the wider PSC Insurance Group, we leverage our access to policies and industry connections to secure your business competitively priced cover.

If your business faces more unusual risks, which can be difficult to place, we can use our global networks to achieve what may otherwise be unattainable outcomes.