PSC Insurance Brokers Perth

PSC Insurance Brokers specialise in SME insurance. We protect these types of businesses by really getting to know them to the extent that we are a part of their business. We create one to one relationships with the owner of the business, ensuring good communication throughout the duration of the relationship. As we are locals of the communities we service, we are often customers of the businesses we service. . As such, the relationships are genuine, and both parties have an invested interest in achieving the best outcome.

We truly care about the survival and success of our SME business clients and feel privileged that we are in a position to help them. We love learning about our clients’ businesses and combine that knowledge with an understanding of the insurance markets and products to find economical insurance solutions. As insurance specialists, we are able to look beyond traditional policy structures to secure better outcomes. For example, we may break down a policy and place different sections with different insurers to maximise premium reductions. We also have intimate knowledge of policy wordings and know how to cover the idiosyncrasies to find solutions that are not only the most economical, but also offer great protection.

At PSC Insurance Brokers, we have a passion for protecting rural businesses. As many of our PSC branches are rurally based and run by born and bred country folk, Agribusiness is close to our heart. Our regional and metro brokers are keen to travel to meet with our rural Agribusiness clients. We understand the risks that operators in the agribusiness industry are exposed to, and understand that insurance can be difficult to navigate in the ever-evolving agribusiness space. That’s why we take the time to understand the unique requirements of each of our clients by spending time with them and in their community. We also understand the liability risks that the horticulture code has introduced and work with businesses in the sector that present more complex risks.

For large corporate agribusinesses, PSC Insurance Brokers can assist in the design of bespoke combined Farm and Commercial schedules. We have experience in plantation operations, as well as property placement for high risk businesses such as abattoirs, sawmills and expanded polystyrene structures such as cold storage, with access to global markets to place these risks.

At PSC Insurance Brokers, we specialise in sourcing flexible and tailored marine insurance solutions to the Maritime and other related industries which includes importers, exporters, distributors and manufacturers, vessel charterers/operators, inland and offshore marine operations. We have particular knowledge in labour hire to the Offshore Support Sector. Our experience in marine policy classes includes Hull, P&I, Stock Throughput, Marine Cargo and Marine Liability placements.

At PSC Insurance Brokers, we specialise in obtaining contractual cover for mining and labour hire organisations helping our clients navigate the Western Australian market for Workers Compensation and Liability insurance. To compliment this offering, we also source Professional Indemnity and Public Liability solutions that minimise the potential for exposures. We assist our clients with reviewing proposed contracts to ensure the insurance components are fair and that their insurance programmes will respond when needed.

When you choose to work with PSC Insurance Brokers, you also have access to Workers Compensation claims management services, with a focus on minimising claims costs and premiums by utilising robust return to work programmes including the introduction of light duties for labour hire employees.

PSC Insurance Brokers are specialists in Transport & Logistics Insurance. We can source insurance for a range of operators in the sector, from large fleets to owner-drivers. The covers that we source are wide-spread, including Motor Insurance, Liability Insurance, Marine Transit Insurance, Property, Management Liability Insurance & Cyber Insurance. We partner with our clients and insurers to introduce risk management and driver education with a focus on safety and claims reduction.

Our Regional and Metro brokers are keen to travel to meet with our clients so we can understand their businesses and work closely to find appropriate insurance solutions. We can also place more complex risks, such as Dangerous Goods and are well versed to help our clients navigate the Chain of Responsibility changes introduced in 2018.

PSC Insurance Brokers can call upon another subsidiary of the wider PSC Group, PSC Workplace Solutions, to provide the complete range of services our clients require to achieve better return to work outcomes and therefore lower costs for Workers Compensation premiums. PSC Workplace Solutions specialises in the delivery of injury management, health assessments and claims management. They are committed to working with clients to develop, implement and continuously improve systems to ensure that they are delivering required objectives and savings, with a proven track record of reducing the cost of claims and insurance premiums.

PSC Insurance Brokers specialises in offering the appropriate insurance indemnities required for Film & Entertainment projects ranging from small independent concepts to major feature films. The Film & Entertainment Industry is a unique business sector that demands a very specific type of insurance cover. PSC Insurance Brokers has over 35 years’ experience in arranging specialist cover for global businesses in the sector, using both Australian & International Insurers.

Applying our knowledge and experience in the industry, we have the capability in-house to provide insurance solutions for a wide range of film and entertainment productions, including Feature Films and Documentaries, TV Commercials, Music Videos, Educational Films, Corporate Productions and Still Photographers. Although various Underwriters do offer a very broad cover, policies can often include major exclusions, which you must be aware of. At PSC Insurance Brokers, we can discuss these considerations and help make sense of them to ensure you are adequately covered.

The cover that is required will be dependent upon the type of production to be insured. Some advice on the different aspects to consider and an estimate of the likely premium can be given once a preliminary budget is available.

PSC Insurance Brokers has been involved in the provision of insurance for shearers in WA for over 20 years and have built a close association for this industry over the years with many Australian Insurers. In consultation with the WA Shearing Industry Association, we have a focus on risk management that includes services, such as workplace pre-inspection reviews that are aimed at removing identified hazards for workers.

PSC McKenna Hampton are the preferred Insurance Broker for the Western Australian Shearing Industry Association. The basic trade’s pack that we offer provides cover for Public Liability, General Property and Tax Audit. We can also source cover for additional exposures such as Personal Accident & Illness, Management & Employment Practices Liability, Travel Insurance, Journey Insurance, and other insurances including House & Contents & Private and Commercial Motor Vehicle insurance.

When you choose to work with PSC, you also have access to Workers Compensation claims management services, with a focus on minimising claims costs and premiums by utilising robust safety advice, assessments and return to work programmes. Workers Compensation forms a large part of a shearing company’s insurance costs. We focus on helping to reduce this for our clients, in both the short and long term. The key to this is focusing on risk management and mitigation, claims injury management and return to work solutions. The combination of risk management and claims management provides the right environment to help source sustainable Workers Compensation premiums over the years.