PSC Insurance Brokers Gold Coast

PSC Insurance Brokers offer cover for commercial, civil and mechanical construction. We can cover a range of construction projects from operators building high-rises or factories to businesses that specialise in land subdivision, as well as civil or mechanical installations, public utilities and other large infrastructure projects. We offer insurance coverage and risk management advice to construction businesses of all types and sizes. Contractors all risk insurance cover can protect businesses from consequential loss, damage to plant, machinery & tools, or damage to goods & materials in transit. We can also source cover for commissioning and testing as required for mechanical or civil construction. In addition, we can source covers that incorporate any rectification work that has to be undertaken by the business during their defects period.

Sub-contractor risk is another major issue for the construction industry. PSC Insurance brokers can source the right covers to protect sub-contractors and can also assist businesses in finding risk management solutions for their sub-contractor exposures.

Effectively protecting businesses in this highly regulated landscape means ensuring that their insurance provides the right covers and responses to fulfil regulatory requirements. At PSC Insurance Brokers, we help our clients navigate this. We can assist with contract reviews to ensure their contractual obligations to head contractors are fair. In addition, we can ensure the insurance policy fulfils these obligations wherever possible.

PSC Insurance Brokers specialize in Commercial Property Owners Insurance with experience in insuring a range of building types, from small, one-off retail buildings through to large multi tenancy buildings with high-hazard risks. We take the time to work closely with clients in this space in order to understand the unique risks to their location so that we can advise on appropriate risk management strategies to make the risk as attractive to insurers as possible. We are specialists in medium to high grade hazards and use our vast experience in both risk management and insurance placement to identify the appropriate markets to approach. We can also help our clients navigate the most beneficial ways to set Loss of Rent Figure & Indemnity Periods.

At PSC Insurance Brokers, we develop close working relationship with our clients in the nightclub sector. Understanding the nuances of your business is key to negotiating with insurers to secure the best possible risk solutions. In this sector, insurance premiums can be prohibitive, so our key focus is to ensure we obtain high quality cover at a reasonable price. One of the ways that we do this is through proactively managing liability claims, in order to protect our clients, as well as their premiums and future insurability. Our team is proactive on the ground and will visit the business with risk checklists and risk mitigation suggestions to ensure we provide the valuable insurance and risk management advice and solutions for these unique businesses.

PSC Insurance Brokers are specialists in Transport & Logistics Insurance. We can source insurance for a range of operators in the sector, from large fleets to owner-drivers. The covers that we source are wide-spread, including Motor Insurance, Liability Insurance, Marine Transit Insurance, Property, Management Liability Insurance & Cyber Insurance. We partner with our clients and insurers to introduce risk management and driver education with a focus on safety and claims reduction.

Our Regional and Metro brokers are keen to travel to meet with our clients so we can understand their businesses and work closely to find appropriate insurance solutions. We can also place more complex risks, such as Dangerous Goods and are well versed to help our clients navigate the Chain of Responsibility changes introduced in 2018.

At PSC Insurance Brokers, we recognise that sports, leisure and common interest clubs are hubs of the community. Working closely with these clubs, we use our relationships with insurers to find the right insurance solutions for them. Insurance premiums can be prohibitive and funds can be tight in this sector so our focus is to help our clients obtain the right level of cover and achieve value for money. We are able to secure favourable rates for our clients through balancing premium against risk appetite, focusing on the detail of the cover to get the best out of it and managing excesses in line with the clubs risk appetite.

Within this sector, we recognise that protecting the assets of both members and shareholders is essential. Likewise, protecting personal information about club members is also a key focus. We work to source robust and comprehensive Cyber Insurance to ensure that they are protected should this important data be breached.

PSC Insurance Brokers specialise in SME insurance. We protect these types of businesses by really getting to know them to the extent that we are a part of their business. We create one to one relationships with the owner of the business, ensuring good communication throughout the duration of the relationship. As we are locals of the communities we service, we are often customers of the businesses we service. . As such, the relationships are genuine, and both parties have an invested interest in achieving the best outcome.

We truly care about the survival and success of our SME business clients and feel privileged that we are in a position to help them. We love learning about our clients’ businesses and combine that knowledge with an understanding of the insurance markets and products to find economical insurance solutions. As insurance specialists, we are able to look beyond traditional policy structures to secure better outcomes. For example, we may break down a policy and place different sections with different insurers to maximise premium reductions. We also have intimate knowledge of policy wordings and know how to cover the idiosyncrasies to find solutions that are not only the most economical, but also offer great protection.