insurance specialties
Financial Lines Insurance
Protecting your decision makers and your balance sheet.
How we protect you and your business
When your decisions are on the line, so is your balance sheet.
Directors, officers and key decision makers are under more scrutiny than ever. Claims can arise from shareholders, regulators, employees, customers or cyber incidents, often long after a decision is made.
The right financial lines program helps protect your people and your business when things do not go to plan.
At PSC, we simplify complex risks so you can focus on growing your business. Whether you’re navigating an M&A deal, managing executive liability, or safeguarding against cyber threats, we tailor coverage to your business needs.
How we help with financial lines risks:
- Directors and officers (D&O) cover for claims against decision makers
- Management liability for governance, employment and statutory exposures
- Professional indemnity for advice and professional services
- Cyber and privacy cover for data breaches and cyber crime
- Crime and fidelity cover for internal and external fraud
- Statutory liability where insurable
- Employment practices liability for workplace related claims
- Coordination of limits, deductibles and wording across policies
The PSC Difference
Practical advice, real advocacy, better outcomes
We have the size and scale to help you
How We Understand Your Risks
Getting clear on where decisions could be challenged
We look beyond your industry label and focus on how you are structured and make decisions. That includes:
- Ownership, board structure and key decision makers
- Contracts, funding and lender requirements
- Regulatory and licensing obligations
- Employee numbers, locations and key roles
- Reliance on technology, data and third party providers
- Growth plans, acquisitions or restructuring
This helps us align financial lines cover with your real exposures and stakeholder expectations.
How We Can Help You
Financial lines cover built around your decisions
Your adviser can help you put the right mix of financial lines cover in place, which may include:
For growth stage private, pre-IPO and public companies.
Clear communication of insurers’ diligence expectations and detailed analysis of the transaction documents to maximise coverage.
With experienced teams each specialising in the professional, technology, financial, healthcare and life science sectors.
Including partnerships with world-class legal and IT security professionals to prepare, respond and recover from a breach.
Move forward with confidence
Contact us today to safeguard your business, your leaders, and your future.
