insurance specialties
Commercial Motor Insurance
Protecting vehicles that keep your business moving
How we help you protect your business
PSC Insurance Brokers helps businesses protect work vehicles against accidents, damage and liability so you can focus on serving your customers, not chasing repairs.
Work vehicles do more than get from A to B. They carry tools, goods, staff and your reputation. When a van, ute or truck is off the road, it can disrupt schedules and revenue. Commercial motor insurance is designed to protect business-owned or business-used vehicles against these everyday risks.
We work with you to align your cover with how your vehicles operate in reality, considering payloads, routes, signwriting, accessories and who is behind the wheel. The goal is practical protection that supports your operations and reduces downtime after an incident.
At PSC, we help you:
- Arrange cover for utes, vans, cars and light to medium rigid trucks
- Consider trailers, toolboxes and fitted accessories where insurers allow
- Look at options for hire vehicles to keep you operating after an accident
- Address liability exposures arising from vehicle use on public roads
- Align cover with finance, leasing or contract requirements
- Assist with claims when accidents, theft or damage occur
How We Can Help You
Practical protection for business vehicles
Our Commercial Motor Insurance solutions are flexible and outcome-driven, giving you the right level of cover for your business:
- Comprehensive Cover – protects your vehicle from loss, theft, or damage, plus liability for damage to other people’s property.
- Fire & Theft Cover – protection if your business vehicle is stolen or damaged by fire.
- Third Party Property Damage – cover for damage caused to other people’s vehicles or property.
Optional extras can include:
- New vehicle replacement (within two years of registration).
- Hire vehicle cover after fire, theft, or accident.
- Cover for EVs and charging accessories.
- Tools of trade and personal property protection.
- Windscreen and towing cover.
The PSC Difference
Practical guidance, real advocacy, better outcomes
We have the size and scale to help you
Talk to us about protecting your business vehicles
If vehicles are essential to how you trade, it is worth checking your insurance keeps pace. Contact PSC Insurance Brokers to discuss commercial motor options that support the way your business operates.