insurance solutions
Strata Insurance
Cover for residential, commercial and mixed-use strata communities
How we help you protect your business
PSC Insurance Brokers helps strata managers and owners corporations protect shared property, liability and income so the whole building is better prepared when the unexpected happens.
Strata living brings shared benefits and shared responsibilities. When something goes wrong in a building, there are often multiple owners, tenants and service providers affected. Good strata insurance is about making sure the key exposures across common areas and lots are understood and addressed.
We work with strata managers and owners corporations to help structure cover that reflects how your building is used, who is responsible for what, and where loss or liability is most likely to arise.
We can help you:
- Arrange cover for residential, commercial and mixed-use strata plans
- Protect buildings, common property and shared facilities
- Address legal liability arising from common areas
- Consider office bearers liability for committee members
- Include loss of rent and temporary accommodation where required
- Look at machinery breakdown for lifts, pumps and critical plant
- Consider catastrophe and higher-value rebuild costs
- Protect contents in common areas and shared plant rooms
How We Can Help You
Protecting shared property and people
Your property deserves more than generic insurance. We deliver specialist advice to protect against major risks faced by strata owners, including:
- Property damage – Covering buildings, fixtures, underground services, and common property.
- Public liability – Protection if third parties are injured or property is damaged in common areas.
- Common contents – Safeguarding furniture, carpets, and equipment in shared spaces.
- Loss of rent / temporary accommodation – Cover if units become uninhabitable due to insured events.
We also advise on complementary protection such as:
- Landlord Insurance – Extra security for investors renting out their property.
- Contents Insurance – Protection for personal belongings of owner-occupiers.
How We Understand Your Risks
Understanding the challenges every strata owner faces
Strata properties change over time through refurbishments, new tenancies and shifting regulations. We work alongside strata managers and owners corporations to help keep cover in step with these changes and to support you when claims arise, particularly where multiple owners are involved.
Your PSC adviser can:
- Review sums insured and policy terms at renewal
- Help update cover after refurbishments or capital works
- Compare options from a panel of strata insurers
- Provide clear policy summaries for owners and committee members
- Support you through claims, including complex water or building damage losses
The PSC Difference
Practical guidance, real advocacy, better outcomes
We have the size and scale to help you
Ready to review your strata insurance?
Contact PSC Insurance Brokers today for a tailored strata insurance quote and get the cover you need to safeguard your property and financial security.