risk services
Insurance Program Design and Placement
Strategic insurance programs for complex and corporate risks
How we help you protect your business
PSC Insurance Brokers helps corporate clients design and place cohesive insurance programs so major risks are covered, gaps are reduced and stakeholders have confidence in the protection in place.
Larger and more complex organisations often carry multiple policies across different insurers, branches and countries. Without a clear program design, this can leave gaps in cover, duplicated costs and uncertainty when something goes wrong.
Our team works with you to design an insurance program that reflects your risk profile, contractual obligations and risk appetite. We look beyond individual policies to consider your operations as a whole, then structure cover, limits and deductibles so they work together as one coordinated program.
From single-country corporate programs through to multinational placements, your PSC adviser helps you create a clear, documented structure that is easier to manage, easier to explain to stakeholders and more effective at protecting your balance sheet.
We can help you:
- Review existing policies, limits and deductibles across your portfolio
- Map operations, contracts and lender or regulator requirements
- Design integrated local and global programs where required
- Coordinate with specialist underwriters in Australia and overseas
- Align coverage with your risk appetite and financial objectives
- Run insurer tenders and negotiations on your behalf
How We Understand Your Risks
A proven process that brings clarity and confidence
Our proven process is built on decades of experience across industries from construction and logistics to healthcare and financial services.
We leverage our global network and local market insight to negotiate with insurers and secure competitive, compliant solutions that align with your goals.
You’ll always know where you stand, what’s covered, and how your program protects you when it matters most.
How We Can Help You
Turning complex risks into a clear four step plan
We use a structured, four step process to design, place and maintain an insurance program that fits your needs.
Step 1: Prepare
We review your current insurance program, analyse any gaps or overlaps, and provide written advice and recommendations so you know exactly where you stand.
Step 2: Negotiate
We approach your existing insurers and suitable alternative markets to negotiate terms, limits and pricing, aiming to secure strong, competitive renewal options.
Step 3: Implement
Once you select your preferred option, we put your program in place, confirm cover, and arrange all policy documentation so everything is ready when you need it.
Step 4: Service
We manage day to day administration, support you through claims, and help you stay compliant with agreed service levels and regular reviews.
Designing and placing the program is only the beginning.
As your operations evolve through acquisitions, disposals, new projects or geographic expansion, your insurance needs to keep pace.
Your PSC adviser provides ongoing support, helping you keep the program aligned with your risk profile and market conditions.
Our specialist team can:
- Coordinate annual renewals and mid-term program adjustments
- Test the market when appropriate to help maintain value
- Support board and executive reporting on insurance arrangements
- Assist with due diligence on transactions from an insurance perspective
- Work closely with claims specialists to connect coverage and claims outcomes
The PSC Difference
Practical guidance, real advocacy, better outcomes
We have the size and scale to help you
Talk to us about your insurance program
If you are managing multiple policies or complex risks, a structured insurance program can bring clarity and confidence.
Contact our team to discuss how we can help design and place a program that supports your business strategy.