risk services
Corporate Insurance Reviews
Independent reviews to optimise your corporate insurance program and strengthen protection across your organisation.
How we help you protect your business
Our goal is simple. We help you understand what you are buying, how it responds in real-world scenarios, and where there are opportunities to improve protection and reduce your total cost of risk.
As your organisation grows, your insurance program can become complicated, layered and hard to benchmark. Policies are renewed each year, but the structure, limits and deductibles are not always revisited in line with your changing risk profile.
PSC’s Corporate and Specialty team can review your current program, highlight key strengths and pressure points, and recommend practical ways to improve cover, structure and value. The focus is on quality outcomes, not just premium.
At a glance:
- Designed for organisations with more complex or evolving risk profiles
- Focused on coverage quality, structure and value, not just premium
- Outcome is a clear, actionable roadmap for your insurance program
How We Understand Your Risks
A closer look at your current insurance program
We start by understanding your operations, contracts and risk appetite, then review your existing policies against those exposures. That includes limits, deductibles, wording and insurer mix, as well as how the program has responded to previous claims.
You receive succinct, prioritised recommendations, so decision makers can quickly see where coverage can be strengthened, simplified or better aligned to your risk tolerance and budget.
We typically review:
- Program structure and insurer panel
- Limits, deductibles and key endorsements
- Claims experience and trends
How We Can Help You
Specialist solutions beyond the review
Once we understand your risk profile and current program, our team can help you act on the findings. We work with your leadership team to turn insights into practical, board-ready outcomes.
Commercial Coverage Audit
Detailed reviews of your insurance program to identify gaps, test adequacy of limits, and confirm your policies align with actual exposures.
Business Interruption Review
Revenue and profit analysis to assess whether your insurance protection matches potential interruptions.
Contract Evaluation
Assessing contracts for risk exposures, indemnities, and warranties that could impact your insurance cover.
Contractor Controls
Helping you implement safety and compliance programs to manage third-party risk.
Crisis Management
Developing response plans for disasters, major claims, or business disruptions.
M&A Due Diligence
Reviewing insurance and risk programs before acquisitions or mergers to uncover hidden liabilities.
Alternative Risk Transfer
Exploring advanced options such as self-insurance, captives, or aggregate loss plans.
Expert Witness Services
Independent evaluation of policy wordings, claims, or insurance disputes requiring technical specialisation.
The PSC Difference
Practical guidance, real advocacy, better outcomes
We have the size and scale to help you
Talk to us about your insurance program
Book your Corporate Insurance Review today and discover how PSC can help you secure smarter, stronger, and more efficient coverage for your business.